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Benjamin Pack

NMLS ID 632031

801-912-8484 bpack@boemortgage.com

First-Time Home-Buyer

First Time Home- buyer

Looking to Buy Your First Home? 

Want to buy your first home but don't have 20% down payment? Don't worry, we will cater to your specific financial needs in a program that can get you in your first home with little to NO down payment. We have a variety of products that will help you on your path to homeownership.


I'm Ready Now, How Much Will it Cost?

Check out how much it will cost you for the house you are looking at


Home Ready

Home Ready is designed for those who want a convential loan benefits, with lower mortgage insurance, better interest rate, all with a down payment as little as 3%. Click here to speak with one of out representatives about how you can buy a home and save thousands.


Family Home Ability Loan

Do you or a loved one suffer from any sort of disability? Worried that you can't afford a house or a house payment? We have a program that offers you the freedom of attaining home ownership, with up $45,000 towards housing costs for those with special needs. 


Rural Housing- USDA

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.

  • 100% Financing - you can buy a home with no money down. In some cases you can even finance your closing costs.
  • You can refinance your home up to 100% of the value of your home.
  • Low Fixed Rate Mortgage Options.

Still Don't See a Program That Fits Your Needs? 

Let us know your situation and we will figure out the best option for you!


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